Unexpectedly often comes: Life is known to be long and much can happen. A sudden financial emergency is nothing to be ashamed of, because it hits everyone once: you want something specific, but the account is empty. The washing machine is broken, but the paycheck will not come until next week. The mini loan from Captain Queeg provides a simple and straightforward way out for anyone who sometimes wants to fall into a financial trap and get away with a small cash injection. But how does a new loan application work and when can it be submitted?
When can I apply for a new loan?
First, pay off your first mini-loan with Captain Queeg in good time. As soon as the entire amount including the accrued interest has arrived on our account, you will be notified by SMS. From then on, you will have the opportunity to apply for a new Captain Queeg online loan and to fulfill another wish in an instant. The application for another mini loan can be made both by SMS and via your customer account on the website of Captain Queeg.
What changes for me as a permanent customer with Captain Queeg?
The biggest advantage as an existing customer is the increased credit limit. Because once you have proven that you are able to meet your financial obligations on time and without reminders, you will be rewarded with an increase in the maximum loan amount. As a permanent customer of Captain Queeg you can apply for a mini loan of up to 1500 Euro and pay it back, as usual, within 60 days. Of course you are also free to pay the loan with two large installments. As an existing customer, you can easily finance the sudden car repair or the purchase of a new laptop with a mini credit and thus no longer need to postpone more expensive requests for later.
What requirements apply to me as a permanent customer when applying for a mini loan?
First of all, you have to fulfill the basic requirements for a mini-loan just like any first customer with Captain Queeg. The minimum age is 18 years, you must have a permanent, permanent residence in Germany and a monthly income of at least 700 euros. In addition, it is particularly important to pay off the first mini loan on time and without any reminders, in order to be permanently creditworthy. Once a first mini loan has been fully settled, you already have the chance of another small loan from Captain Queeg.
The credit specialist Captain Queeg
The company Captain Queeg is a subsidiary of Novum Bank and the only credit expert with a pan-European banking license. With reliability, seriousness and outstanding customer service, Captain Queeg provides mini-loans for consumers on special terms. The individual requests are processed without much bureaucracy according to objective criteria, so that the commitment can be made on the same day and the money can already be in your account in the evening. The assessment of the application takes only 60 seconds. Due to the low amounts of initially 600 € and the short repayment periods of up to 60 days, a mini-loan is a quick and practical way to bridge financial bottlenecks without falling into the debt trap.