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Comparison of Zebbie Personal Loan offers

 

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Your savings are not enough for the planned renovation? Or maybe the school layette for the child turned out to be too expensive? We often struggle with financial problems after the holidays. All you need is a few weeks of inattention and the budget we have at your disposal is not enough even for the most important needs.

We can take advantage of numerous cash loans and credits

We can take advantage of numerous cash loans and credits

Banks increasingly boldly advertise their products as the cheapest, occasional and promotional ones. However, from experience it is easy to state that such assurances do not always mean that the debt will be attractive to us. However, this does not eliminate the chance to use financial products without spending more than we should.

However, how can you be sure that your credit will be really cheap? There is no better way than knowing the total cost of credit. In this respect, there is no doubt that consumer loans, available only in banks, are much cheaper than loans for any purpose offered by numerous loan companies.

APRC – what is all the fuss about?

APRC is an abbreviation of the actual annual interest rate. It is hard to imagine comparing bank offers without having to check how this value looks. Thanks to the APRC, we can easily determine how much we will pay for the debt we choose. Therefore, it is the easiest and most reliable way to analyze many cash loans, which we can check not only for interest rates but also for other costs that we will not miss. What do we include in the actual annual interest rate? Nominal interest rate, commission, insurance fee and all costs around credit. Banks are required to disclose such data, but most often it is done only at the borrower’s explicit request. However, this does not change the fact that in case of any doubts we can contact the bank’s employees and such data will certainly be provided to us.

Comparison of bank offers in terms of real interest rate

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PKO Bank Polski

A cash loan for any purpose at this bank is primarily a minimum cost and a high maximum amount of debt. In addition, PKO BP distinguishes its regular customers by enabling them to reduce fees and easier conditions for obtaining a loan. It is also worth noting that it is a bank that has been operating on the Polish market for the longest time and is almost always at the forefront of comparing the cheapest cash loans.

  • APRC – 13.50%.
  • The interest rate is 9.00%.
  • 0.00% commission.
  • The maximum loan amount is PLN 150,000.
  • Loan period – 96 months.
  • Without creating an account.
  • No guarantors.

Tendora Personal Loan

A cash loan that will be of particular interest to people who can take advantage of the promotion that is available to customers who have a Well-Selected Account at Tendora Personal Loan and decide to get a loan higher or equal to PLN 20,000. Thanks to the guarantee of the lowest cost of the loan, every borrower covered by the promotion can come to the bank along with a more favorable credit service to change the costs of this debt made available by Paribas Bank.

  • APRC – 13.90%.
  • Interest rate 8.00%.
  • Commission 3.00%.
  • The maximum loan amount is PLN 150,000.
  • Loan period – up to 84 months.
  • No guarantors.
  • Minimal formalities.

Gelyna Personal Credit

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The bank provides cheap credit that can be obtained without having to complete numerous formalities. In addition, the borrower does not need to have a personal account at Gelyna Personal Credit. For those interested, it is possible to participate in the promotion which applies to registered loans. Gelyna Personal Credit pays a bonus of PLN 100 for each successful credit order.

  • APRC – 14.40%.
  • The interest rate is 9.00%.
  • 0.00% commission.
  • The maximum amount of debt is PLN 150,000.
  • The longest loan period – 84 months.
  • The bank pays cash even during one visit to the bank.